Quarterly E-Blast

April 2019

Upcoming Webinars

Click to see the webinar schedule or visit our event page to register

How to Prepare for a DOL Welfare Plan Audit

April 10 @ 9 AM PDT

Learn tips for surviving a Department of Labor (DOL) audit, including an overview of what to expect during a DOL audit, how the DOL audits, and that the DOL looks for during a group health plan audit.


Global Employee Benefit Strategies

April 17 @ 9AM PDT

Focusing on educating HR professionals on the challenges involved when dealing with the employee benefits program for a growing multinational workforce and how to implement an appropriate strategy which will account for your business' culture whilst maintaining compliance with local legislation.


The Future of Employee Wellness

April 17 @ 11AM PDT

Companies are looking to other strategies to deliver on the promises wellness programs have been making for years and are turning to volunteer opportunities as a way to enhance purpose, build a socially responsible brand, and engage employees. having opportunities to make a difference, contribute, and volunteer are of high importance to employees, regardless of generation. millennials, in particular though, are seeking out employers that focus on people, not just profits, and that have a footprint in the local and global community.


News at PWA

Account Assistant to Account Takeover

Don Whiting, our Client Services Assistant has temporarily taken over Account Manager, Lorenda James' accounts until she returns from leave. Don has been with PWA since late October 2018 to assist our Account Managers and clients of everyday needs. Don's background includes several years of expertise as a COBRA Specialist and Benefit Care Representative while working for WageWorks in Phoenix, AZ.

You can contact Don with your needs at dwhiting@pwadmin.com and (916) 631-7890 and Merrisa Walker is also available to help with any service needs at mwalker@pwadmin.com or (916) 631-7892

Welcome Our New Alera Neighbors

Please join us in welcoming our two new Alera partners- Menath Insurance Services with offices in the Tahoe Region and Dohrmann Insurance based in Stockton, California. Each has decades of experience in creating customized solutions for business insurance and personal insurance clients.

Working with a wide variety of businesses and individuals in the Tahoe, Reno, Stockton, and Sacramento regions, they are able to offer specialized programs to maximize your results by expertise, efficiency, and client-focused results.

Now Open for Your Property & Casualty Business

With Alera's expanded presence in the region, we are very pleased to announce we are now offering property & casualty coverages in partnership with our two Alera Partners. Several clients have been requesting when we would be able to help them and now we can! Offering a complete product portfolio, we can now help companies with their workers'rs compensation, liability, D&O, employee practice, cyber liability, commercial auto and other lines of insurance coverage through a broad range of markets including several niche markets to help businesses in the following industries: 

  • Non-Profits
  • Agriculture
  • Property Management & HOA's
  • Construction
  • Manufacturing

If you would like more information or to schedule an introductory meeting, please reach out to Michael Saab or Jeff Gardenhire in the office at (916) 631-7887 and expect them to discuss the opportunity with you the next time we visit.

Exciting Updates for PWA

We have very exciting things happening at the end of May...

It's Moving Day for PWA!!

With Alera Group growing nationwide, PWA needed to grow too. Don't fret! We won't be moving very far, just across the street at 2356 Gold Meadow Way, Suite 140 in Gold River, CA as of June 1st, 2019 if all goes as planned.

We will be having an open house to celebrate our new chapter. Stay tuned for more details!

If you are a client of Next Financial:

Scott Tomei, CPA, Conny K. Saab, and Sean Kelleher will continue to stay at 2377 Gold Meadow Way, Suite 250, Gold River, CA with the same office phone numbers. While we won't be sharing office space we will continue to operate the same as before and share information to help ensure you receive the best service possible.

 Congratulations our Top 3 companies for using AleraHR!

Corporate Tax Incentives, LLC.

Nacht & Lewis Architects

Quantum Care Place, Inc.


Through Live Consultations and compliance reviews, our most active companies have a total savings of $2,000 for the first quarter!

Solve all your HR problems with one solution! AleraHR introduces a suite of solutions to help you and your HR team become more productive, knowledgable, and resourceful.

With live, certified HR experts with more than 15 years of experience, they are here to help and offer valuable advice in any HR crisis or answer questions. Save time and money with over 200 online training videos for employees and management, insights and resources for compliance, build employee handbooks, and more!

AleraHR is included in PWA's client services for no additional costs. AleraHR is perfect for employers of all sizes and the savings included in the platform will surpass the costs of other similar platforms and services. If you would like to get AleraHR, please contact Merrisa Walker at (916) 631-7887 or mwalker@pwadmin.com to get started.

Click here to learn more

Webinars, Seminars, Workshops! Oh, My!

It's event season for PWA and we got a lot of new and exciting topics for employers of all sizes!

Check out our upcoming events this next quarter and keep an eye out for more in our next edition of PWA E-blast!

Labor and Employment Trends Every Employer Needs to Know

April 30th, 2019 
9:30 to 11:00 AM
Butte Creek Country Club
Chico, CA 95928
Learn More

Avoid Compliance Pitfalls

May 8th, 2019
9 to 10:30 AM
Better Business Bureau of Northeast CA
Sacramento, CA 95827 
Learn More

Avoid Compliance Pitfalls

May 16th, 2019
8:30 to 10:30 AM
Truckee-Tahoe Airport Boardroom
Truckee, CA 96161 
Learn More

Industry News

Californians Could be Required to have Health Insurance Starting in 2020

Palm Springs Desert Sun (2/19/19)

Identical bills have been introduced in the California Senate and Assembly that would reinstate the individual mandate, requiring all Californians to have health insurance starting in 2020 or pay a tax penalty. The bills, introduced in late January and mid-February by the two chambers, are an attempt to reserve the revocation by Congress of the federal mandate that was part of the Affordable Care Act. Opponents of the mandate, including President Donald Trump, argued it was not fair to penalize someone for not having insurance. Supporters of the California bills say the insurance market will fall apart without the mandate.

Read More

FDA Chief: Federal Government Might Step in if States don't Change Lax Vaccine Laws

CNN (2/20/19)

FDA Commissioner Scott Gottlieb said federal health agencies may step in if states don't tighten laws on vaccine exemptions for children amid the ongoing measles outbreak but didn't specify the timeline and kind of federal action. "Some states are engaging in such wide exemptions that they're creating the opportunity for outbreaks on a scale that is going to have national implications," Gottlieb said.

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Carrier Alerts and News

Warriors, Kaiser Permanente Partner for Educational Equity

kp.org (3/12/19)

The Warriors community foundation and Kaiser Permanente announced a partnership to create generation Thrive, an innovative initiative that aims to lift up at-risk youth in the community. Generation Thrive, which will be headquartered out of the Warriors' current practice facility in Oakland, will focus efforts in three key areas: educational equity, college and career readiness, and health and wellness.

Read More

United Ag Health and Wellness Centers Expansion into Northern California

UnitedAg (3/2019)

United Ag is expanding their health and wellness centers to Northern California, opening in Napa and Colusa Regions, with more to follow. The health and wellness centers were developed with their members' needs in mind. With $0 co-pay and no deductible for most plans, the wellness centers provide a full range of services geared to meet the needs of the agricultural community.

Learn More

Blue Shield of California Bronze PPO Plans Change

Blue Shield (3/2019)

Blue Shield of California Will change their Bronze PPO plans to have combined medical and pharmacy deductibles, effective Q3 2019 for new and renewing groups. The changes were required to meet DMHC mandates for meal level actuarial values and these plans now include combined medical and pharmacy deductibles.

Learn More

Legal and HR Alerts

Proposed Rule Released- U.S. Department of Labor White Collar Exemption and Overtime

After a period from 2015 to now with edicts from Presidents (past and present) final overtime rules published, injunction enjoined and invalidated the final published rules, silence, and nationwide listening sessions, the U.S. Department of Labor (DOL) yesterday (3.7.19) proposed to rescind the previously published rules and released its new proposed overtime rules with an effective date as of January 2020.

Read More

New Court Ruling on Association Health Plans

Association Health Plans allowed small businesses to band together for more affordable healthcare, and they have been a hot topic of late. after the Department of Labor under the Trump administration issued its final ruling on Association Health Plans (AHPs) last summer, several states took up issue with it. Specifically, eleven states and the District of Columbia sued the DOL, arguing that the broad availability of AHPs as outlined in the final rule goes against the consumer protections provided by the Affordable Care Act, and that the new regulation reflects a misinterpretation of the Employee Retirement Income Security Act of 1984 (ERISA).

Continue reading here

Employee Articles and Resources

Best Communication Skills for Workplace Success

Glassdoor (2/22/19)

You might be a put-your-head-down-and-get-things-done kind of employee, but no matter your work style, you can't avoid communicating at the office- on screen or in person.

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Group communication

Building a Positive Company Culture from Scratch

Thrive Global (2/25/19)

Creating a corporate company culture for wellness includes having strategies that are adaptable and focus on employees and their needs, benefits experts said. Karyn Wukoson of LRP Media Group says one-size-fits-all strategies do not work and companies need to find the best way to engage the most employees.

Read More